Debt help in Canada
If debt has become a daily stress and you are not sure what your options are, you are probably not as stuck as you think. We assess your situation and explain every path available to you.
Contact us for a free, no-commitment assessment. You decide what to do next.
Helping Canadians for 17 years. Over $28 million in debt reviewed. Based in Mississauga, serving clients across Canada, excluding Quebec and the territories.
Debt Advisors Canada provides free debt education and guidance for Canadians who want to understand their options. We help you review your debt situation and compare possible paths, including debt consolidation, debt management plans, credit counselling, budgeting, consumer proposals, alternatives to bankruptcy, and bankruptcy. Debt Advisors Canada is not a Licensed Insolvency Trustee, lender, law firm, or government program, and does not file or administer consumer proposals or bankruptcies. The service is free, confidential, and available across Canada, excluding Quebec and the territories.
Debt relief does not always mean bankruptcy
Many people assume that getting help with debt means declaring bankruptcy. It usually does not. Bankruptcy is one option among several, and a debt consolidation, debt management plan, or consumer proposal may fit better. A free assessment helps you find out which one applies before you decide anything.
Get your free debt assessmentFind the right starting point
Free debt assessment.
If debt is piling up and you're not sure what comes next, a free, confidential conversation with an advisor shows what options actually apply to your situation.
Debt consolidation.
Combining several debts into one payment. When a lower rate actually helps, and when it just moves the problem.
Debt management plan.
A structured repayment program through a non-profit credit counsellor. How it works and when it fits.
Bankruptcy explained.
What bankruptcy is in Canada, and what it actually does. Honest, with no scare tactics.
Alternatives to bankruptcy.
The options worth understanding before bankruptcy.
Consumer proposals.
Repay part of what you owe through a Licensed Insolvency Trustee, usually while keeping your assets.
Signs you need help.
Wondering if your debt is becoming a problem? A few clear signals.
See all options.
A map of every debt-relief option.
What we do, and what we do not do
Debt Advisors Canada is not a Licensed Insolvency Trustee, a lender, a law firm, or a government program. Consumer proposals and bankruptcies can only be filed and administered by a Licensed Insolvency Trustee under the federal Bankruptcy and Insolvency Act. If your situation may involve a consumer proposal or bankruptcy, we explain that those options can only be handled by a Licensed Insolvency Trustee. We also help you understand other possible paths that may be available before you decide what to do next.
How it works
STEP 1
Tell us about your situation.
Share a rough picture of what you owe through a free, no-obligation assessment.
STEP 2
Talk it through with an advisor.
We review your situation and explain the options that may fit, in plain language.
STEP 3
Choose your next step.
You decide what to do, with a clear picture of your choices.
What clients say
Read our reviewsIs Debt Advisors Canada a real company?
Yes. Debt Advisors Canada has helped Canadians since 2009 from our office in Mississauga, Ontario. You can read about who we are, and check us for yourself.
Common questions
Is the debt assessment really free?
Yes. The assessment is free, confidential, and carries no obligation. You talk to an advisor about your situation, and you decide what to do next.
Is debt relief the same as bankruptcy?
No. Bankruptcy is one option among several. Many people resolve their debt through a consumer proposal, debt consolidation, a debt management plan, or a clearer budget. A free assessment helps you see which option may apply to you.
Does Debt Advisors Canada file my consumer proposal or bankruptcy?
No. Only a Licensed Insolvency Trustee can file and administer a consumer proposal or bankruptcy in Canada. Debt Advisors Canada helps you understand your options, including when a Licensed Insolvency Trustee may be required.
What parts of Canada does Debt Advisors Canada serve?
Debt Advisors Canada serves clients across Canada, excluding Quebec and the territories. Our office is in Mississauga, Ontario, and most of our help is provided by phone and email wherever you are.
Get a clear picture of your options
A free, confidential assessment is the simplest way to understand where you stand. There is no cost and no pressure.
Get Your Free
Debt Relief Assessment.
Speak with an advisor who’ll review your situation, explain your options, and show you what may be possible based on where you’re at.